Preheat oven to 350 degrees. In a small bowl, mix the flour, baking powder, baking soda, cinnamon, nutmeg, and ginger together. Butter or spray your 9x13 pan and set it aside.
In another small bowl, mix together all the ingredients for the crumb topping and set it aside.
In a medium-sized bowl, mix the butter, oil, and brown sugar together for one minute.
Next, add the eggs, apple cider, sour cream, and vanilla. Mix to combine. To this, add the dry ingredients and again, mix to combine.
Last, add in the apple chunks. Fold these in. Pour the batter into your prepared pan and top with the crumb topping.
Bake for 35-45 minutes, a toothpick inserted should come out almost clean. Remove it from the oven. Remember, it will continue to bake even after it is removed from the oven.
It is delicious hot, but I like it even better cooled! Either way you choose to eat it, it is going to GOOD!
Now, sit back and enjoy. You deserve it!